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2019 Financial Year in review

With end of the financial year now behind us we take a look back at what happened in investment markets and financial circles over the previous 12
months.

In short, 2018/2019 was a bumpy ride, though we still managed to see positive returns in all major asset classes.

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Term Deposits – Where to go when rates are low?

The Reserve Bank of Australia cut rates to a new record low of 1% in July – Borrowers cheered the announcement, however retirees and savers sitting in Term Deposits or cash have seen an already low return, cut even lower.

With most 12-month Term Deposit rates now sitting under 2%pa, the big question is where to from here to achieve a greater return on investment?

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Changes to Centrelink Deeming Rates

Many of you will have heard of the term “deeming”. It is a method used by Centrelink to determine your income when assessing your eligibility for a benefit. Rather than have you declare the exact earnings from your shares or bank accounts, Centrelink “deem” these financial assets to earn a set rate of return.

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Autumn 2019 Newsletter

In our Autumn Newsletter we introduce some new faces to the Muirfield team, discuss the changes seen following the election (or lack thereof) and provide an update about the Centrelink energy concession.  Click the button to learn all about what’s been happening.

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Budget 2019

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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Recent changes to Centrelink

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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2018 Year in Review and What’s Ahead

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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What’s happening with investment markets?

As I am sure you are aware we’ve experienced a lot of share market volatility in recent weeks.  In order to alleviate some of the stress caused by this uncertainty we have put together a summary to help clarify the recent declines in your account balance, provide some longer-term context and highlight our investment beliefs…

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