Muirfield recently published an article in the Surf Coast Times “Celebrating Seniors and Retirement Living” liftout. The article explored 5 tips for a meaningful retirement.
Retiring is one of the most significant life changes people make and for most retirees the transition is a relatively easy one to navigate. For some, adjusting to life after work can be more difficult, particularly when people have spent a lifetime finding meaning and social connection in their careers. Obviously, the decision to retire is a big one from a financial perspective, however, over time, I have come to appreciate the importance of preparing my clients for retirement emotionally as well as financially.Read More
We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.
In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.Read More
Salary sacrificing into super is a popular strategy for clients looking to tax effectively maximise their retirement savings. As of 1 July 2017, many individuals now have the additional option of making personal deductible contributions. This means everyone now has greater flexibility around how they make tax effective contributions to super. What has changed? Since…Read More
Will I be bored? We’ve all seen those popular media depictions of retirees, alone and glued to their screens watching daytime TV reruns, seemingly waiting life out. When we consider this, it seems no wonder people fear becoming bored in retirement. As much as we may want to believe this will never happen to us,…Read More
Have I got enough money to retire? For some, the fear of outliving your money is an entirely legitimate one. A survey recently conducted by MLC suggests that 66% of Australians feel unprepared for retirement, with only 15% feeling well or fairly well prepared. Surveys like this may prove to be prophetic, with some of…Read More
There are a number of considerations to take into account when contemplating retirement, or a move to part-time work. If you continue working past Age Pension Age, individuals who scale back their hours often benefit from the gradual transition into life after work. For some, retaining the social support of a work environment can be…Read More
In a win for the Australian public and the Financial Services industry, the Government recently passed the Corporations Amendment (Professional Standards of Financial Advisers) Bill 2016. The bill is designed to raise the standard of financial advice in Australia. The new reforms will require existing financial planners to meet stringent education and exam requirements and…Read More
Changes to the asset test thresholds and associated taper rate took effect on 1 January 2017. All Australians who receive an Age Pension and whose payment will change as a result have been notified by Centrelink of their new payment rate. If you receive a payment, now might be a good time to check what…Read More
Proving that no one has a Crystal Ball, economists and presidential pollsters alike are looking back on 2016 and wondering how they got it all so wrong. As AMP’s Chief Economist, Shane Oliver, recently noted, “2016 was perhaps remarkable for the things that many thought were obvious at the start of the year but did…Read More