Across Australia, all aspects of people’s lives have been impacted by the COVID-19 pandemic. While some of us are equipped with the tools to cope, many others are struggling. Building these five actions into our day-to-day lives can improve our wellbeing. We hope the same for you.Read More
Since our last investment update investment markets have continued to show signs of optimism as relaxing of social restrictions are starting to be deployed globally and domestically. This, coupled with the unprecedented Government stimulus measures has seen investors re-enter share markets resulting in solid gains since the recent lows of mid-March.Read More
Most advice about retirement affordability draws on mathematical models. To develop an equation or model requires key assumptions about the numbers used.
In this article we will consider what is ‘right’ and ‘wrong’ when considering your retirement affordability.Read More
If the economic concepts that arise this year don’t make much sense to you, congratulations: you’re not alone. To give you a fighting chance at keeping up, we have borrowed from The Age columnist, Jessica Irvine’s top 10 list of economic jargon words or phrases you’ll need to avoid looking silly at dinner parties this year.Read More
Marie Kondo’s principles of tidying aren’t just for your closets, cupboards and the kitchen pantry! The Japanese decluttering expert has made a name for herself with the KonMari method which revolves around discarding personal items that no longer spark joy.
We’ve taken some of her ideas, overlayed some of the more common financial manifestations we see and proudly present, the Muirfield financial spring clean!Read More
Muirfield recently published an article in the Surf Coast Times “Celebrating Seniors and Retirement Living” liftout. The article explored 5 tips for a meaningful retirement.
Retiring is one of the most significant life changes people make and for most retirees the transition is a relatively easy one to navigate. For some, adjusting to life after work can be more difficult, particularly when people have spent a lifetime finding meaning and social connection in their careers. Obviously, the decision to retire is a big one from a financial perspective, however, over time, I have come to appreciate the importance of preparing my clients for retirement emotionally as well as financially.Read More
We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.
In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.Read More
Salary sacrificing into super is a popular strategy for clients looking to tax effectively maximise their retirement savings. As of 1 July 2017, many individuals now have the additional option of making personal deductible contributions. This means everyone now has greater flexibility around how they make tax effective contributions to super. What has changed? Since…Read More
Will I be bored? We’ve all seen those popular media depictions of retirees, alone and glued to their screens watching daytime TV reruns, seemingly waiting life out. When we consider this, it seems no wonder people fear becoming bored in retirement. As much as we may want to believe this will never happen to us,…Read More
Have I got enough money to retire? For some, the fear of outliving your money is an entirely legitimate one. A survey recently conducted by MLC suggests that 66% of Australians feel unprepared for retirement, with only 15% feeling well or fairly well prepared. Surveys like this may prove to be prophetic, with some of…Read More