Posts by Andrew Torney

Investment Update – 14 April 2020

The outbreak of COVID-19 continues to be an unprecedented tragedy across the globe. While the challenges for investors have paled in comparison to those more directly impacted by the virus, we have sought to provide an overview of what has and hasn’t worked within investment portfolios.

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Investment Update – 3 April 2020

Whilst far too early to call the end of the recent sharemarket falls it has been encouraging to see more positive results in sharemarkets in the last week. The Australian Sharemarket even had it’s biggest single day gain on record recently.

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Beyond Covid-19 – A demonstration of human resilience

It is worth noting, particularly given the origins of Covid-19, that the Chinese word for crisis consists of 2 characters. The first character signifies danger and the second character signifies opportunity. With any crisis comes opportunity, as a society we still have a level of resilience and adaption to deal and live with any situation.

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Centrelink Wait Times

Centrelink logo

With an ageing population and an ever-increasing number of people applying for Centrelink benefits, the processing times of applications is understandably getting longer.

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Low-Income Health Care Card – The Forgotten Concession

Centrelink logo

As most retirees are aware, Centrelink’s Age Pension provides income support and access to a range of concessions for eligible senior Australians.   Unfortunately (or fortunately), you may find yourself deemed too wealthy for an Age Pension entitlement. Many retirees consider this the end of the road in terms of subsidising the costs of retirement, however, self-funded…

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Spring Clean!

It’s that time of the year! Spring is here and the weather is finally starting to get warmer and the sun is shining for longer (even if it doesn’t feel like it at times). As much as we dread it we know it’s time we cleaned out our financial clutter and get a better idea…

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Mortgage Terms Explained

Owning a property is the Great Australian Dream.  Home-ownership is perceived to be the pathway to a better life, one full of success and security. While we all want a part of this dream, for most potential homeowners the only way to enter the property market involves borrowing funds. When sourcing the best mortgage for…

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