The strength of Muirfield’s Investment process was on display in 2020. Its almost a one year to the day since the Australian share market began to wobble. In this article we discuss how the scary numbers you see on the news each night are not necessarily reflected in your own portfolio performance.Read More
We’ve put together this document to assist pre-retirees on their journey to retirement. But you’ll find it useful even if you’re already enjoying all that retirement has to offer.
It’s about 30 pages long and is a single resource for all your retirement questions.
Use the guide to brush up your financial knowledge and share with friends and family as you please. Knowledge is power after all—especially when it comes to personal finance.
We Cover These Major Themes in the Guide:
• When Should I Retire?
• How Much Income Do I Need in Retirement?
• How Much Super Will I Need to Retire?
• How Do I Choose the Right Super Fund?
• How Does Superannuation Work When I’m Retired?
• How to Maximise Your Age Pension in Retirement?
• Do I Need to Prepare a ‘Will’ & What is Estate Planning?
And finally, we give you some parting words of advice before wishing you well on your retirement journey.Read More
A global pandemic, followed by a swift response from Government, community and industry had a big impact on Australian retirees and investors in 2020.
A lot of changes came in the form of acceleration or disruption. But perhaps the big changes might still be ahead of us in the form of new possibilities.
Here’s a short summary of the key themes we think will dominate the next 12 months and beyond.
There were big differentials in share market performance around the world. Australian shares underperformed against broader global markets despite a less severe progression of COVID-19 compared to North America and Europe. Overall though, it was not a bad outcome for the Australian share market and client superannuation balances considering early forecast for the ’end of days.’Read More
How can a financial adviser add value on your path to retirement?
In this article we provide some hard facts and figures on the subject courtesy of investment research firm, Vanguard.
Record low interest rates make retirement planning difficult. And low returns from defensive asset classes traditionally favoured by retirees—like term deposits—are making the situation even more dire.
With more and more retirees forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.