How Much Benefit Does the Low Income Health Care Card Provide in Victoria?
Events such as downsizing the family home, receiving an inheritance, or other financial changes may result in the loss of Age Pension eligibility.
What many people don’t realise is that the Low Income Health Care Card (LIHCC) can provide a valuable alternative. While it does not offer all the same benefits as the PCC, it can still provide access to a range of concessions and discounts.
Read MoreCreating a Life That Feels Meaningful
Retirement marks the beginning of a new chapter. Beyond the numbers, it’s an opportunity to design a life that brings fulfilment through relationships, learning, contribution and the freedom to focus on what matters most.
Read MoreEnd of Financial Year Superannuation Reminders
We’ve put together a short list of our top tax saving tips (using your superannuation) so you can keep more income in your back pocket and less in the ATO’s coffers this financial year.
Read MoreDon’t let fear of running out of money ruin your retirement.
Every week we deal with countless examples of people fearful of running out of money in retirement due to uncertainties about future expenses and longevity.
Sharing with you some key observations we have noted over the years supporting retirees may help give you some confidence about your retirement outlook.
Read MorePrivate health cover for retirees – is it worth it?
As people age, their need for health care generally increases. Unfortunately, premiums for private health insurance also rise with age, leading many retirees to ask: is private health cover still worth it?
Read MoreDoes Centrelink consider me a homeowner when I enter a retirement village?
When assessing your eligibility for a Centrelink payment, your home is normally an exempt asset.
However, when entering a retirement village the rules differ and this article explores the potential implications for your Centrelink benefit.
Read MoreWhat Is Life Insurance For—And When Don’t You Need It Anymore?
Life insurance is often seen as a financial safety net—something that protects your family if you’re no longer around. But while it can be a vital part of financial planning, it’s not something everyone needs forever.
Read MoreConsiderations when moving into a retirement village
Living in a retirement village in Australia offers many lifestyle benefits, especially in regions like Geelong and the Surf Coast where demand is growing. Rather than viewing it as simply a good or bad financial decision, it’s important to consider personal preferences and financial circumstances, as value can vary greatly between individuals.
Read MoreHow to Access Home Care Support
A truism in Australia is that no matter your financial situation, you will never go without. And this rings true for the elderly and frail.
There are a multitude of support mechanisms for in home support and in this article we explore the steps involved to obtain a federally funded home care package.
Read MoreHow will the deeming rate changes impact your Centrelink benefit?
On 20 September 2025, Services Australia implemented the first increase to deeming rates in over five years. This change will affect how income from financial assets is assessed for various Centrelink benefits and payments.
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