Muirfield Celebrates 30 years

Thirty years is a long time to be in small business and we’re proud to say we’ve continued the client focused traditions implemented by Hayden Torney back in 1989 when he established Muirfield Financial Services. Over the years we’ve had the good fortune to work with some amazing people, families and other small businesses throughout the region. For most, the value of our advice and support is centred on making financial decision making as simple and stress-free as possible.

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Tips For A Meaningful Retirement

Muirfield recently published an article in the Surf Coast Times “Celebrating Seniors and Retirement Living” liftout. The article explored 5 tips for a meaningful retirement.

Retiring is one of the most significant life changes people make and for most retirees the transition is a relatively easy one to navigate. For some, adjusting to life after work can be more difficult, particularly when people have spent a lifetime finding meaning and social connection in their careers. Obviously, the decision to retire is a big one from a financial perspective, however, over time, I have come to appreciate the importance of preparing my clients for retirement emotionally as well as financially.

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2019 Financial Year in review

With end of the financial year now behind us we take a look back at what happened in investment markets and financial circles over the previous 12
months.

In short, 2018/2019 was a bumpy ride, though we still managed to see positive returns in all major asset classes.

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Term Deposits – Where to go when rates are low?

The Reserve Bank of Australia cut rates to a new record low of 1% in July – Borrowers cheered the announcement, however retirees and savers sitting in Term Deposits or cash have seen an already low return, cut even lower.

With most 12-month Term Deposit rates now sitting under 2%pa, the big question is where to from here to achieve a greater return on investment?

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Changes to Centrelink Deeming Rates

Centrelink logo

Many of you will have heard of the term “deeming”. It is a method used by Centrelink to determine your income when assessing your eligibility for a benefit. Rather than have you declare the exact earnings from your shares or bank accounts, Centrelink “deem” these financial assets to earn a set rate of return.

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Autumn 2019 Newsletter

In our Autumn Newsletter we introduce some new faces to the Muirfield team, discuss the changes seen following the election (or lack thereof) and provide an update about the Centrelink energy concession.  Click the button to learn all about what’s been happening.

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Budget 2019

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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Recent changes to Centrelink

Eastern Beach in Spring

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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2018 Year in Review and What’s Ahead

We reflect on the events of 2018 before looking at what’s in store for investment markets in 2019.

In 2019 we see market volatility persisting given we’re facing another election, further interest rate speculation, predicted house price falls and global political games.

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