Should you use a travel card when overseas?
As clients prepare to escape the winter blues with an overseas trip, we hear a lot of questions about travel currency cards. There is a lot of debate as to whether or not travel cards are useful or if they’re a rip-off, and unfortunately, it’s not a simple question to answer. It boils down to…
Read MoreUpdating Centrelink and Supporting Documentation
From time to time, as a result of changes to your situation, you will be required to update your assets with Centrelink. When these changes occur, Centrelink often requires substantiation of these changes. Should you advise Centrelink of a change to your bank account, Centrelink will require a copy of your bank statement to substantiate…
Read MoreState of the Market
There has been a lot of doom and gloom in the media lately about the recent fall in the sharemarket. Headlines such as “ASX loses $56 billion as investors join global stock rout” (The Age – 6 February) and “Aussie Sharemarket Bloodbath” (Herald Sun – 6 February) would have made any investor nervous. However, we…
Read MoreSummer 2017-18 Newsletter
We hope you’ve had a great few months! We’ve had a busy, but wonderful time of it and there is lots of news to share. We would love it if you took a look at our latest newsletter!
Read MoreLimit the Impact of inheritance on your Centrelink Age Pension
As financial planners, we assist clients through many stages of life. Unfortunately, one of these stages is helping clients determine how best to invest an inheritance following the passing of a loved one. A discussion often had is how the inheritance may impact their existing Age Pension entitlement. Receiving an inheritance may or may…
Read MoreNominating beneficiaries for your Super
We often receive questions about superannuation benefits and how they would be paid out to loved ones in the event of death. Questions often arise because of the common misconception superannuation forms part of your estate. Superannuation is not an estate asset and will not automatically get distributed according to your Will. Super has its…
Read MoreHow to Update Centrelink with your Income & Assets
If you receive a payment from Centrelink, it is very important to keep Centrelink aware of your Income & Assets and update them within 14 days of any changes to your circumstances. Doing so ensures you get everything you’re entitled to. We know that keeping Centrelink up to date can be rather confusing. Accordingly, we…
Read MoreThe award winning fund in your account!
Our clients with MLC accounts will be pleased to learn that one of the underlying funds in their portfolios has won an award! The MLC Inflation Plus fund, which is a staple in the MLC portfolios we maintain for many of our clients, was voted the best fund in the “Multi-Asset Real Return category” at…
Read MoreSpring Newsletter
It has been a BIG few months for the Muirfield team! A lot has happened and there are plenty of developments and news to share with you. We can’t wait for you to learn more about it all. Click here to read our Spring eNews
Read MoreInvestment Update: Sept 2017
The Muirfield Financial Services Investment Committee recently completed its half-yearly update. As such, we thought it would be a good time to reiterate some of the investment philosophies that we use when making investment decisions on client portfolios. We believe this is particularly relevant given the recent volatility in markets as a result of North…
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