Posts by Tamara Carman

How to Choose a Financial Adviser

The value of financial advice can be priceless but taking that first step in selecting an adviser and meeting with them can be daunting.  It is a common misconception that you must have lots of money to benefit from financial advice, so many do not feel they can achieve anything from a relationship with an…

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Are You Retirement Age Ready?

As an adviser who specialises in retirement planning advice, I meet with people on a daily basis who are often stressed and concerned about the thought of approaching Retirement. The question most often asked is, “at what age can I retire.” I find these concerns are often triggered by many misconceptions including the belief that:…

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Updating Centrelink and Supporting Documentation

From time to time, as a result of changes to your situation, you will be required to update your assets with Centrelink.  When these changes occur, Centrelink often requires substantiation of these changes.  Should you advise Centrelink of a change to your bank account, Centrelink will require a copy of your bank statement to substantiate…

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Limit the Impact of inheritance on your Centrelink Age Pension

As financial planners, we assist clients through many stages of life.  Unfortunately, one of these stages is helping clients determine how best to invest an inheritance following the passing of a loved one.  A discussion often had is how the inheritance may impact their existing Age Pension entitlement.   Receiving an inheritance may or may…

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Inheriting superannuation? You have options

Receiving an inheritance comes with mixed emotions and ensuring you understand the impact on your circumstances is critical. Inheriting a superannuation fund especially, requires planning to ensure you are getting the best outcome.   Unlike a cash inheritance, there may be tax implications depending on how you wish to receive the funds.  Before completing and processing any…

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Confirming your identity with Centrelink

When it comes to applying for a Centrelink entitlement, most people are quickly overwhelmed with the length of the application process.  Various forms take time and effort, and the stress can often make it easy to forget that Centrelink requires additional details including some to confirm your identity.  It is only after they confirm your…

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Common Redundancy FAQs

While the idea of facing a redundancy isn’t pleasant, it can be a possibility. To help guide you through the process, below are the answers to the questions we hear most frequently. How much will I receive? Whilst the total size of a redundancy package will vary from situation to situation, packages will typically include…

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Investment Wisdom from the Experts

  Investing for success is not an easy process.  Although many claim to have the key, only a select few truly possess investment wisdom.  Here at Muirfield we have a few simple investment philosophies which have proven to be very effective over the past 27 years.  First and foremost is our KISS principle.  We have…

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