General News

As widely expected, the RBA has kept rates on hold for another month. Good news for variable rate mortgage holders.

It is however important to note that factors such as the reported skills shortage and low unemployment rates are likely to put upward pressure on wages.

Australia has the highest household debt to disposable income ratio in the world, even higher than the United States1.

Over the past decade income growth has failed to keep up with property prices, with rapid growth over the past few years driven particularly by government incentives to first-home buyers.

From a business perspective, Australia was a great place to be during 2010. Thanks in part to continued growth in China, our economy stayed strong.

Because of this, unemployment hovered near record lows. And although thanks to the cautiousness of the Reserve Bank, interest rates rose, they’re not yet at the level likely to cause large scale mortgage stress for households.

Why would I use a Mortgage Broker?
Because they can save you time and money.

As the Home Loan market becomes increasingly complex, more people are turning to Mortgage Brokers. Here are some of the reasons.

It takes time, effort and money to look after a property.

Its possible to manage a rental property yourself, and in so doing save a management fee thats usually around 5 per cent of the rent. But it can be time-consuming and it’s hard to remain emotionally detached when you have tenants ringing up complaining about every little thing, or you personally have to deal with damage to your property.

Investing and investment strategies have been the most talked about topics for the past years.  However, one particular approach should rank on the top of everyone’s investment planning is DIVERSIFICATION. The benefits of diversification Spread the risk. Diversifying investments across all asset classes, allows you to benefit from each years best performing asset class. The…

Our clients trust us with the responsibility of managing their financial affairs and this is not something we take lightly. Whilst we do not have a crystal ball to predict sharemarket movements we are actively involved in ensuring our clients investments are appropriate to their needs. As a client of Muirfield you will benefit from …

There are a few changes that come into effect now that we are entering into the new year. Will you be affected? Prime Minister Julia Gillard has slashed the mining tax rate and cut the types of resources affected in order to secure an agreement with mining companies – lopping $1.5 billion from expected revenues in the process.

No one likes to think about death but the reality is that unexpected events can and do happen. That’s why life insurance is so important.

Life insurance cover may provide your loved ones with a lump sum benefit upon your death or terminal illness. While no amount of money could ever compensate them adequately for your loss, the right amount of money could remove the burden of financial stress and cover the loss of income created by your death.