How To Outlive Your Nest Egg
When considering saving and investments, there are several ‘hidden risks’ which are severely under-discussed (and under-estimated). People with cash in the bank may be comforted by the safety of their savings. However, while their capital may be safe their financial future is anything but. Here we look at the effects of these ‘hidden risks’, and…
Read MoreInflation And Longevity: The Two Biggest Risks To Your Lifestyle In Retirement
One of the biggest riddles for retirees today is how to make their nest egg last through their retirement years. This is a question that is becoming more difficult to answer as advances in health and medication increase the period for which retirees must plan. Alone this creates a big enough conundrum when investing toward…
Read MoreHow Do You Know How Much Money You Need In Retirement?
Answering the question of how much super is enough for retirement is a little like asking how long is a piece of string. There are so many variables involved that it is an almost impossible question to answer. However, with the right approach a reasonable estimation can be calculated. Get Our Full Report: How Big Should…
Read MoreSummer eNews 2015
In this edition of the Muirfield newsletter we have provided a great balance of technical and light content for our readers. Jill Blair, the newest member of our administration team, features in the ‘Staff in Spotlight’, we offer some alternative retirement destinations and Joanne Whitworth offers an insight into her retirement.
On a technical front we present a review of the 2014 year along with an outlook for 2015, Melinda Planken talks Aged Care and Centrelink we reveal the new Centrelink app for the iphone.
Click the newsletter icon above to read the full newsletter. Feel free to share our newsletter to family and friends using the many resources available by clicking the icons below.
Happy reading.
The Muirfield Team
Read MoreMarket update: Review of 2014, outlook for 2015
Shane Oliver, AMP Chief Economist, reviews the year that’s been and provides an outlook for markets in 2015.
Paul Clitheroe – Market dip, no cause for alarm
Australian shares have taken a solid tumble in recent weeks but unless you particularly need the money, it’s not a cue to sell up.
The leading Australian sharemarket index, the ASX 200, on Friday (10 October) was down to about 5,210. That’s down from about 5,625 at the end of August – though still above (just) the index value of 5,190 at the start of the year.
Though nothing to be too happy about, the current market reversal is not a cause for panic. Seasoned investors know that sharemarkets have, historically, always recovered from dips – often reaching new highs over time.
Click through to read more of the reassuring words Paul Clitheroe has to offer.
Read MoreSpring eNews 2014
In this edition of the Muirfield newsletter we have provided a great balance of technical and light content for our readers.
Amy Hurley, a member of our administration team, has her turn in the ‘Staff in Spotlight’, we present a wrap-up of the AFL footy tipping competition, share some of the activities undertaken by Muirfield staff and Courtney let’s us in one of his favourite recipes.
On a technical front we outline the changes to the assessment of Centrelink entitlements and explain the importance of having a binding death nomination on your superannuation.
Click the newsletter icon on the right hand side to read the full newsletter. Feel free to share our newsletter to family and friends using the many resources available by clicking the icons below.
Happy reading.
The Muirfield Team
Read MoreWinter eNews 2014
To start the new financial year – hopefully one full of prosperity, we welcomed Matthew Torney to the team and unfortunately the cold weather continued.
In this edition of the newsletter we look back at the performance of each asset class from last financial year, Muirfield clients tell their story on camera and we meet Chris in our ‘Staff in Spotlight’.
Other topics covered include important Aged Care changes, money advice for couples, redundancy help and an article on ‘how much do I need to retire comfortably?
Click the newsletter icon on the right hand side to read the full newsletter. Feel free to share our newsletter to family and friends using the many resources available by clicking on the icons below.
Keep warm
The Muirfield Team
Read MoreImportant Changes To Aged Care From 1 July 2014
The changes mainly relate to the fees and charges applicable to Aged Care, which we have detailed below. The removal of High and Low care has also been implemented with Aged Care Assessment now outlining the need for Home Care or Residential Aged Care…
It’s Time We Talked About Money
At what point should couples start talking about money? At Muirfield Financial Services we’ve not yet developed a definitive answer, but put simply; the earlier the better.
One of the most commonly sought areas of advice from either recently engaged or married couples, is asking how best to manage their joint finances.
It’s been estimated that money issues are the driving force in 90% of divorces, but you CAN live happily ever after, financially speaking, if you work at not letting financial issues come between you and your partner.
