Logging off for the last time

computer

Quite often we will send an email to the personal email account of our clients only to receive a bounce-back saying that the email is no longer available or in some cases, no response at all. Nowadays most entities you deal with will have an online presence. As a result we as consumers are frequently prompted to create an online account or register our email with these online organisations.

For many of these accounts, we forget they even exist and they fall into the abyss with nothing more to be heard of them. However it is becoming increasingly more important to take note of these online accounts due to the confidential and important information held in these accounts.  This sensitive information needs to be dealt with appropriately should we no longer require them.

More importantly, have you ever considered who’s going to close your personal online accounts after you leave this world?  Do you want your Facebook profile to continue or be closed? Are there accounts online that only you know about?

The personal information you have disclosed and stored online to the myriad organisations can vary from your name and email right down to your bank details, home address and personal details. It can even include direct debit subscriptions you may have with a magazine or charity.

As a result the security and eventually the termination of online accounts is becoming a crucial issue we need to address when planning our estate. Although protection is important and we are told not to write down or share our passwords, by securely storing the credentials of all of your online accounts and subscriptions and informing your estate planner, you enable your estate to be finalised more efficiently and easily.

In addition it is always prudent to include provisions in your Will for the treatment of your personal digital files including photos, documents – or maybe your future ‘best seller’ which is in draft mode.

If this has made you realise that you need to update your Will, make an appointment with your estate planner soon. If you don’t have one, ask us for a referral.

Happy browsing fellow surfers!