Posts by The Muirfield Team
Federal Budget 2020-2021
2020 Federal Budget Summary – what it means for you
Read MoreInvestment Diversification Explained
In its simplest form diversification means not putting all your eggs in the one basket. Its sound simple, right? Diversification is a genuine way of reducing uncertainty without compromising expected future returns.
Read MoreInvestment Update – September 2020
Entering a holding pattern, at least locally! Australian Sharemarket Much like the stay at home restrictions that we are starting to emerge from, the Australian Sharemarket has entered somewhat of a holding pattern. Since our End of Financial Year update (The Financial Year that was) the ASX200 index has been fluctuating above and below the…
Read MoreHow Much Money Do You Need for A Comfortable Retirement?
This question is one of the most popular for would-be retirees. And the answer? Well, it depends.
You could see that coming. But it’s probably not as much as you think.
Investment update – the financial year that was
Investments had a roller coaster ride throughout the Financial Year.
In this article we recap on the year that was, looking at the winners and losers.
Retirement income flexibility
To assist retirees in preserving wealth within the tax-effective super system the Government has halved the minimum required payment rate from Account-based Pension accounts.
Read MoreCentrelink Deeming Rate Changes
With interest rates being cut to all-time lows, Centrelink have reduced their ‘deeming’ rates to better reflect what benefit recipients are receiving.
Read MoreInvestment Update – 11 May 2020
Since our last investment update investment markets have continued to show signs of optimism as relaxing of social restrictions are starting to be deployed globally and domestically. This, coupled with the unprecedented Government stimulus measures has seen investors re-enter share markets resulting in solid gains since the recent lows of mid-March.
Read MoreCarry Forward Concessional (tax deductible) Contributions
They say there are two certainties in life, death and taxes. While Muirfield can’t help when the Grim Reaper comes knocking, we might be able to help save you some tax along the journey
Read MoreHow much should you take from your Super each year?
One of the greatest challenges for retirees in Australia relates to the management of their retirement income. Unfortunately, the adage to ‘spend less than you earn’ doesn’t always work for retirees.
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