Posts by The Muirfield Team
What Is Life Insurance For—And When Don’t You Need It Anymore?
Life insurance is often seen as a financial safety net—something that protects your family if you’re no longer around. But while it can be a vital part of financial planning, it’s not something everyone needs forever.
Read MoreConsiderations when moving into a retirement village
Living in a retirement village in Australia offers many lifestyle benefits, especially in regions like Geelong and the Surf Coast where demand is growing. Rather than viewing it as simply a good or bad financial decision, it’s important to consider personal preferences and financial circumstances, as value can vary greatly between individuals.
Read MoreHow to Access Home Care Support
A truism in Australia is that no matter your financial situation, you will never go without. And this rings true for the elderly and frail.
There are a multitude of support mechanisms for in home support and in this article we explore the steps involved to obtain a federally funded home care package.
Read MoreHow will the deeming rate changes impact your Centrelink benefit?
On 20 September 2025, Services Australia implemented the first increase to deeming rates in over five years. This change will affect how income from financial assets is assessed for various Centrelink benefits and payments.
Read MoreAm I eligible for Carer Allowance?
Carer Allowance is a hugely underutilised supplementary payment provided by the Australian Government to individuals who provide daily care and attention to someone with a disability, medical condition, or who is frail aged. In this article, we explain the primary eligibility criteria.
Read MoreThe importance of Personal Insurance
Insurance is a waste of money — until the day you need it.
No one enjoys paying their car insurance premium each year, but the moment another driver crashes into you, you’re grateful it’s there.
How will the sale of my home impact my age pension?
Selling your home can impact your Age Pension in Australia, depending on how you handle the proceeds from the sale. Here’s a breakdown of the key points based on current rules as of 2025: Long Term Strategies If you have surplus proceeds following the changeover of your principal home, you may want to consider these strategies to…
Read MoreDon’t Get Hooked: Your Guide to Spotting Phishing Scams
As more of our lives move online, from banking to booking holidays, it’s more important than ever to stay alert to scams. One of the most common and dangerous is phishing, which sounds exactly like dropping a line in Corio bay, but couldn’t be further from the truth. Phishing is when a scammer pretends to…
Read MoreInvestment Market Update – Iran and Israel conflict
Every quarter, our internal investment committee meet to reflect on the times we are in and strategically position client accounts for coming months and years. The outcome of this month’s meeting will be shared with you, our clients, at some point in July. Until then, in what has become a fast-moving matter in the Middle…
Read MoreEnd of Financial Year Superannuation Reminders
We’ve put together a short list of our top tax saving tips (using your superannuation) so you can keep more income in your back pocket and less in the ATO’s coffers this financial year.
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