Record low interest rates make retirement planning difficult. And low returns from defensive asset classes traditionally favoured by retirees—like term deposits—are making the situation even more dire.
With more and more retirees forced to dip into their retirement capital to meet the rising costs of everyday expenses, it’s more important than ever to understand how to protect your retirement income.
In its simplest form diversification means not putting all your eggs in the one basket. Its sound simple, right? Diversification is a genuine way of reducing uncertainty without compromising expected future returns.Read More
Entering a holding pattern, at least locally! Australian Sharemarket Much like the stay at home restrictions that we are starting to emerge from, the Australian Sharemarket has entered somewhat of a holding pattern. Since our End of Financial Year update (The Financial Year that was) the ASX200 index has been fluctuating above and below the…Read More
To assist retirees in preserving wealth within the tax-effective super system the Government has halved the minimum required payment rate from Account-based Pension accounts.Read More