What’s happening with investment markets?

As I am sure you are aware we’ve experienced a lot of share market volatility in recent weeks.  In order to alleviate some of the stress caused by this uncertainty we have put together a summary to help clarify the recent declines in your account balance, provide some longer-term context and highlight our investment beliefs…

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Spring 2018 Newsletter

What a time to be alive in this lovely Spring weather!  Our latest Newsletter is now out and with new additions, share market changes, and spring clean ideas, we have lots to update you on.  Click the button to learn all about what’s been happening.

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Low-Income Health Care Card – The Forgotten Concession

Centrelink logo

As most retirees are aware, Centrelink’s Age Pension provides income support and access to a range of concessions for eligible senior Australians.   Unfortunately (or fortunately), you may find yourself deemed too wealthy for an Age Pension entitlement. Many retirees consider this the end of the road in terms of subsidising the costs of retirement, however, self-funded…

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Spring Clean!

It’s that time of the year! Spring is here and the weather is finally starting to get warmer and the sun is shining for longer (even if it doesn’t feel like it at times). As much as we dread it we know it’s time we cleaned out our financial clutter and get a better idea…

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Geelong Seniors Festival

The Geelong Seniors Festival is the largest community celebration for seniors in regional Victoria and a major partner of the statewide Victorian Seniors Festival. As well as being a great opportunity to get out and about for little or no cost, the Festival provides a rare insight into what is on in Geelong for the…

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Mortgage Terms Explained

Owning a property is the Great Australian Dream.  Home-ownership is perceived to be the pathway to a better life, one full of success and security. While we all want a part of this dream, for most potential homeowners the only way to enter the property market involves borrowing funds. When sourcing the best mortgage for…

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How to Choose a Financial Adviser

The value of financial advice can be priceless but taking that first step in selecting an adviser and meeting with them can be daunting.  It is a common misconception that you must have lots of money to benefit from financial advice, so many do not feel they can achieve anything from a relationship with an…

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Winter 2018 Newsletter

It’s been rather cold and unpleasant in Geelong, but that’s not to say we haven’t been having a good few months and we hope you are too! Our latest Newsletter is now out and from retirement misconceptions, share market changes, and marathon prowess, we have lots to update you on.  Click the button to learn…

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Got Spare Cash? Moves for the Savvy Investor

Should you be in a position to, you might find yourself asking “What should I do with any spare income I have”? While there are many options available, some, such as taking a holiday or buying yourself new clothes, gadgets or a car are great for your enjoyment; you might want to consider making some…

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Are You Retirement Age Ready?

As an adviser who specialises in retirement planning advice, I meet with people on a daily basis who are often stressed and concerned about the thought of approaching Retirement. The question most often asked is, “at what age can I retire.” I find these concerns are often triggered by many misconceptions including the belief that:…

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