Mortgage Terms Explained

Owning a property is the Great Australian Dream.  Home-ownership is perceived to be the pathway to a better life, one full of success and security. While we all want a part of this dream, for most potential homeowners the only way to enter the property market involves borrowing funds. When sourcing the best mortgage for…

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How to Choose a Financial Adviser

The value of financial advice can be priceless but taking that first step in selecting an adviser and meeting with them can be daunting.  It is a common misconception that you must have lots of money to benefit from financial advice, so many do not feel they can achieve anything from a relationship with an…

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Winter 2018 Newsletter

It’s been rather cold and unpleasant in Geelong, but that’s not to say we haven’t been having a good few months and we hope you are too! Our latest Newsletter is now out and from retirement misconceptions, share market changes, and marathon prowess, we have lots to update you on.  Click the button to learn…

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Got Spare Cash? Moves for the Savvy Investor

Should you be in a position to, you might find yourself asking “What should I do with any spare income I have”? While there are many options available, some, such as taking a holiday or buying yourself new clothes, gadgets or a car are great for your enjoyment; you might want to consider making some…

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Are You Retirement Age Ready?

As an adviser who specialises in retirement planning advice, I meet with people on a daily basis who are often stressed and concerned about the thought of approaching Retirement. The question most often asked is, “at what age can I retire.” I find these concerns are often triggered by many misconceptions including the belief that:…

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Autumn 2018 Newsletter

From a surprise wedding to the lots of market fluctuations, the end of summer and start of autumn has been a very busy and exciting time for the Muirfield team.  There is, therefore, lots of news we’d love to share with you. We would love it if you took a read of our autumn newsletter to…

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We’re here for you, not the banks.

The Muirfield team have been following the recent parliamentary enquiry into the Banking sector very closely. Unfortunately, it seems that some companies and planners have been placing their own interests ahead of their clients. As a business with a long history of providing trusted advice it saddens us to hear of this – we are…

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Downsizing Your Home & The New Super Contributions

In retirement, we often speak to clients who want to downsize their home. Whether it’s because the children have long since moved on and extra bedrooms are no longer required, the maintenance of the garden is becoming an issue or simply to free up capital to supplement retirement income there are many reasons to consider…

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Should you use a travel card when overseas?

As clients prepare to escape the winter blues with an overseas trip, we hear a lot of questions about travel currency cards. There is a lot of debate as to whether or not travel cards are useful or if they’re a rip-off, and unfortunately, it’s not a simple question to answer.  It boils down to…

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Updating Centrelink and Supporting Documentation

From time to time, as a result of changes to your situation, you will be required to update your assets with Centrelink.  When these changes occur, Centrelink often requires substantiation of these changes.  Should you advise Centrelink of a change to your bank account, Centrelink will require a copy of your bank statement to substantiate…

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