Geelong Mortgage Broker
Make sure you get the right advice for your home loan …
You wouldn’t seek advice from your GP when you have heart problems right? Of course not, you would go to see the heart specialist. Why should your home loan be any different?
For many Australians the family home represents the largest financial decision or investment they make during their lifetime. Isn’t it therefore important to seek the right advice when financing this purchase?
When researching the best home loan for your situation a mortgage broker is an obvious advantage because they can review all options from their panel of lenders to get the best deal for you. This means that you do not have to go to each of the individual banks or lenders and sort through all of the confusing jargon and fine print to determine the best deal for you.
Even better, a mortgage broker typically provides this service to you at no cost because they are remunerated by the bank for assisting you with the paperwork required to commence your loan.
Not all Mortgage Brokers are created equal …
Just like going to see a heart specialist instead of your GP when you think you may have had a heart attack, there are a number of different options for you to consider when it comes to choosing the right mortgage broker for your finance needs.
Why not use a mortgage broker that is also a highly qualified financial planner? Doesn’t that make a lot of sense?
A financial planner can assist in all areas of your financial situation. When using a mortgage broker that is also a fully qualified financial planner the advice and service you receive is more complete. Knowing your full financial situation and your future financial goals means that a financial planner is in a better position to advise on an appropriate loan for your situation than a sole mortgage broker.
Carl Creasey is a Certified Financial Planner™ and Mortgage Adviser that can assist with all of your financial goals and objectives. Make an appointment with Carl Creasey if your lending needs fit any of the following areas:
- First Home Buyers - access the Government grants.
- Refinancing - is it right for you and what are the options?
- Property Investors - Looking to access some of your equity to purchase an investment property.
- Gearing - Use your equity to invest in direct shares or managed funds.
Make sure you seek advice from a qualified Financial Planner for your next loan. Getting the right advice could make thousands of dollars difference over the life of your loan.
You want to work with a trusted professional to pay your loan off as quickly as possible rather than someone who will put your loan in place and then never contact you again.