<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Financial Planning Geelong &#124; Muirfield Financial Services</title>
	<atom:link href="http://www.muirfieldfs.com.au/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.muirfieldfs.com.au</link>
	<description>Making Financial Planning Simple</description>
	<lastBuildDate>Wed, 09 May 2012 00:25:47 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.2</generator>
		<item>
		<title>2012 Autumn Newsletter</title>
		<link>http://www.muirfieldfs.com.au/newsletters/2012-autumn-newsletter/</link>
		<comments>http://www.muirfieldfs.com.au/newsletters/2012-autumn-newsletter/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 01:28:10 +0000</pubDate>
		<dc:creator>mfs</dc:creator>
				<category><![CDATA[Newsletters]]></category>

		<guid isPermaLink="false">http://www.muirfieldfs.com.au/?p=2409</guid>
		<description><![CDATA[In our Summer eNews we expressed our optimism for investments in 2012.  As Autumn leaves start to fall, our wish for a good start is en route with a 6% rise in Aussie shares from Jan 1 to March 31.  Your portfolio will have enjoyed this lift!

We have an interactive eNews ahead, with topical articles, film clips and calculators adding substance and depth.  We hope you enjoy, and share the link to our eNews with friends and family.

<strong>In This Issue</strong>
<ul>
	<li>  So, You Are About to Retire ...</li>
	<li>  The Carbon Tax mystery</li>
	<li>  5 Key Questions on Aged Care</li>
	<li>  Protection in Super</li>
</ul>
]]></description>
		<wfw:commentRss>http://www.muirfieldfs.com.au/newsletters/2012-autumn-newsletter/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Key Questions About Aged Care</title>
		<link>http://www.muirfieldfs.com.au/aged-care/5-key-questions-about-aged-care/</link>
		<comments>http://www.muirfieldfs.com.au/aged-care/5-key-questions-about-aged-care/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 22:48:35 +0000</pubDate>
		<dc:creator>mfs</dc:creator>
				<category><![CDATA[Aged Care]]></category>
		<category><![CDATA[General News]]></category>

		<guid isPermaLink="false">http://www.muirfieldfs.com.au/?p=2375</guid>
		<description><![CDATA[If you are considering aged care for someone close to you, there are five questions you need answered to maximise your chances of getting the best care at the most reasonable cost.

It’s a fact of life that many of us will need to one day face the daunting task of seeking aged care for someone close to us. At first the complexity of dealing with the personal, practical and financial issues may seem overwhelming, but there are positive ways to address these issues and there is help available to navigate through them.

Sooner or later many of us need to support a relative who is no longer able to manage independently in their own home.]]></description>
		<wfw:commentRss>http://www.muirfieldfs.com.au/aged-care/5-key-questions-about-aged-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The RBA Decision</title>
		<link>http://www.muirfieldfs.com.au/debt-management/the-rba-decision/</link>
		<comments>http://www.muirfieldfs.com.au/debt-management/the-rba-decision/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 23:23:05 +0000</pubDate>
		<dc:creator>mfs</dc:creator>
				<category><![CDATA[Debt Management]]></category>

		<guid isPermaLink="false">http://www.muirfieldfs.com.au/?p=2384</guid>
		<description><![CDATA[The RBA board have decided to hold the cash rate for another month.

Despite Australia's low inflation rate the RBA is clearly concerned that Australia's forecast economic growth will push inflation higher.

Whilst unemployment and inflation remain low, it is unlikely that we will be seeing a rate cut in the near future.  

We will now sit and wait to see what our home loan lenders do with their interest rates. Within the mortgage industry we are hearing every lender complain about the same problem.......... the rising cost of funds. ]]></description>
		<wfw:commentRss>http://www.muirfieldfs.com.au/debt-management/the-rba-decision/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I am about to retire, do volatile markets mean a change of plans?</title>
		<link>http://www.muirfieldfs.com.au/general-news/how-much-do-you-need-to-retire/</link>
		<comments>http://www.muirfieldfs.com.au/general-news/how-much-do-you-need-to-retire/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 23:27:53 +0000</pubDate>
		<dc:creator>mfs</dc:creator>
				<category><![CDATA[General News]]></category>
		<category><![CDATA[Superannuation]]></category>

		<guid isPermaLink="false">http://www.muirfieldfs.com.au/?p=2386</guid>
		<description><![CDATA[We are often asked, How much money do I need to have to retire?.  Media commentator Paul Clitheroe adds his views to this age old question and discusses how to manage your retirement plans during the current market volatility.

Make sure your speakers are turned on and press play below to watch the video.]]></description>
		<wfw:commentRss>http://www.muirfieldfs.com.au/general-news/how-much-do-you-need-to-retire/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protection in Super</title>
		<link>http://www.muirfieldfs.com.au/insurance/protection-in-super/</link>
		<comments>http://www.muirfieldfs.com.au/insurance/protection-in-super/#comments</comments>
		<pubDate>Fri, 16 Mar 2012 00:57:58 +0000</pubDate>
		<dc:creator>mfs</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Superannuation]]></category>

		<guid isPermaLink="false">http://www.muirfieldfs.com.au/?p=2400</guid>
		<description><![CDATA[Australians are notoriously underinsured, so it’s reassuring to know that affordable, tax-effective life insurance could be as near as your super fund. Most super funds offer members at least a basic level of personal insurance cover, and holding your insurance within super – rather than in stand-alone policies – can have its benefits. The article covers the following:

- Tax efficient insurance premiums
- Cost savings
- Automatic cover
- Insurance payouts
- Tax implications
- Will it be enough?
- Erosion of retirement savings]]></description>
		<wfw:commentRss>http://www.muirfieldfs.com.au/insurance/protection-in-super/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

